:root{
  --teal:#0F4C5C; --teal-deep:#0a3a47; --teal-soft:#e7f0f2;
  --coral:#FF6B5C; --coral-deep:#e8513f;
  --ink:#16232a; --body:#31424a; --paper:#F7F5F2; --white:#fff;
  --muted:#5a6b70; --line:#e4ded6; --radius:14px; --maxw:760px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
  color:var(--body);background:var(--paper);line-height:1.62;-webkit-font-smoothing:antialiased;font-size:17px}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
h1,h2,h3{font-family:'Fraunces',Georgia,serif;color:var(--ink);line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(29px,5.6vw,42px);font-weight:600;margin-bottom:16px}
h2{font-size:clamp(22px,4.2vw,29px);font-weight:600;margin:42px 0 14px}
h3{font-size:19px;font-weight:600;margin:24px 0 8px;color:var(--teal)}
p{margin-bottom:16px}
a{color:var(--coral-deep)}
strong{color:var(--ink)}
.topbar{background:var(--teal-deep);color:#cfe3e8;text-align:center;font-size:.8rem;
  letter-spacing:.14em;text-transform:uppercase;padding:8px 12px}
.topbar b{color:#fff}
header.site{border-bottom:1px solid var(--line);background:var(--white)}
header.site .wrap{display:flex;justify-content:space-between;align-items:center;padding:16px 22px}
.logo{font-family:'Fraunces',serif;font-weight:600;font-size:1.35rem;color:var(--teal);letter-spacing:-.02em}
.logo span{color:var(--coral)}
.hnav{font-size:.82rem;color:var(--muted);letter-spacing:.04em}
.hero{padding:40px 0 6px}
.eyebrow{color:var(--coral-deep);font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px}
.stand{font-size:1.1rem;color:var(--muted);max-width:640px}
.byline{display:flex;gap:14px;flex-wrap:wrap;align-items:center;font-size:.82rem;color:var(--muted);
  margin-top:20px;padding-top:16px;border-top:1px solid var(--line)}
.byline b{color:var(--ink)}
.answer{background:var(--teal);color:#eaf3f5;border-radius:var(--radius);padding:24px 26px;margin:28px 0 8px}
.answer .lbl{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:#9fd0da;font-weight:700;margin-bottom:10px}
.answer p{font-size:1.06rem;color:#f2f8f9;margin:0}
.answer p+p{margin-top:12px}
.kt{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--coral);border-radius:12px;padding:20px 22px;margin:24px 0}
.kt h3{margin-top:0;color:var(--ink)}
.kt ul{margin:0;padding-left:20px}
.kt li{margin-bottom:9px}
.step-list{counter-reset:s;list-style:none;padding:0;margin:20px 0}
.step-list li{position:relative;background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:16px 18px 16px 56px;margin:12px 0}
.step-list li::before{counter-increment:s;content:counter(s);position:absolute;left:14px;top:16px;
  width:28px;height:28px;border-radius:50%;background:var(--teal);color:#fff;font-weight:700;
  display:flex;align-items:center;justify-content:center;font-size:.95rem;font-family:'Inter',sans-serif}
.step-list li b{color:var(--ink)}
.tablewrap{overflow-x:auto;margin:22px 0;border:1px solid var(--line);border-radius:12px}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:.92rem;background:var(--white)}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--teal);color:#eaf3f5;font-family:'Inter',sans-serif;font-weight:600;font-size:.8rem;letter-spacing:.03em}
tbody tr:last-child td{border-bottom:none}
.col-cp{background:#eef6f7}
.yes{color:#1b7a4b;font-weight:700}.no{color:#b23b2c;font-weight:700}.meh{color:#9a7b2e;font-weight:700}
.faq{margin-top:10px}
.faq details{border-bottom:1px solid var(--line);padding:6px 0}
.faq summary{font-family:'Fraunces',serif;font-weight:600;color:var(--ink);font-size:1.1rem;cursor:pointer;
  list-style:none;padding:12px 0;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';color:var(--coral);font-size:1.4rem;line-height:1}
.faq details[open] summary::after{content:'\2013'}
.faq details p{margin:2px 0 16px}
.cta{background:var(--teal-deep);color:#eaf3f5;border-radius:var(--radius);padding:30px 26px;margin:40px 0 10px;text-align:center}
.cta h2{color:#fff;margin-top:0}
.cta p{color:#cfe3e8;max-width:520px;margin:0 auto 20px}
.btn{display:inline-block;background:var(--coral);color:#fff;text-decoration:none;font-weight:700;
  padding:15px 30px;border-radius:10px;font-size:1.02rem;transition:background .2s}
.btn:hover{background:var(--coral-deep)}
.cta .fine{font-size:.8rem;color:#9fc1c8;margin-top:16px}
.cta .fine b{color:#eaf3f5}
.related{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:30px 0}
.related .lbl{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:8px}
.related a{display:block;color:var(--teal);text-decoration:none;padding:5px 0;font-size:.96rem;border-bottom:1px solid #f0ebe3}
.related a:last-child{border-bottom:none}
.related a:hover{color:var(--coral-deep)}
footer{background:var(--ink);color:#aab4b8;font-size:.82rem;padding:34px 0 60px;margin-top:50px}
footer .disc{border-left:3px solid var(--coral);padding-left:14px;color:#9aa4a8;margin-bottom:18px}
footer a{color:#cfe3e8}
footer .brand{color:#fff;font-family:'Fraunces',serif;font-size:1.1rem}